Having a

Happy Family

is the main goal in life. Family is also the favorite destination because there is safe, warm, comfort, motivation and support.

Prepare Your Home for the Right Solar Panel Installation Following These Simple Tips

>> Dec 31, 2015



So finally you have decided to install solar panels on the roof, right? Well, that’s indeed the best decision you can ever make. Now, the second essential step that you need to make is preparing your home for the installation of the solar power system.

You would probably ask how that is possible. Well, to guide you out on this, here are some amazing steps that will greatly help you out to prepare your home for the right solar system installation. Don’t believe me? Check them out here!
 

image:simple.wikipedia.org
Discuss important aspects of Installation with the contractor
A solar power contractor is the one that will be there while planning and installing solar system. You need to prepare for initial consultation and don’t forget to carry along a one-year history of the electrical usage along with you. This can help you greatly to decide the amount of space that will be needed by the system to produce similar amount of energy.

After getting right recommendations from contractor, you will have a clear idea about where to actually place the solar panels as well as about preparing adequate space for the installation. Since the professional contractors always give the best idea depending on the condition of your roof as well as overall condition of your home.

They will tell you about any such issues that can be an obstacle, so that you can take proper measure beforehand. So, you will ultimately have a handy list of what you need to do for an installation. You can visit sempersolaris.com to get the best suggestions for installation of the solar panels.

Decide a sunny location and don’t forget to plan your finances as well!
Solar power system requires sufficient sunlight in order to work at its best. In most of the cases, people usually opt for installing it on roof. However, there are also ground-mounted solar panels available that can suit various conditions. 

It is obvious that you have already decided a proper place for the installation following the advice of your contractor. However, if you have opted for even a slight shaded place, it can be a good idea to call a tree trimmer right away or a landscaper to maximize the area for sufficient sunlight.

Moreover, after deciding the place, it is now high time to consider your finances well. Deciding for the price is also one of the most important decisions to make while installing the solar system. Determine your energy consumptions as well as the tax benefits. After that, make a detailed analysis on the overall cost involved in the installation.

If you have decided to install the panels on the roof, you might want to consider replacing or repairing your roof before installation. Solar systems are generally meant to last more than 20 years that can actually be more than the lifetime of the roof itself.

So, if your roof needs any kind repair works, you should better get it repaired before installing the system. If you are already refinishing the roof, then it is the ideal time to get the solar panels installed there.

To conclude, solar panels can be a onetime investment. So, proper planning and a qualified solar contractor is all you need to get started. All the best!

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Did You Know Bankruptcy Can Eliminate Certain Debts Only?



Definitely, bankruptcy is a perfect option when you are unable to pay your debts. However, filing for bankruptcy doesn’t mean you are free from all your debts. This is the reason why it is recommended to know, which debts will be wiped out along with the ones that will be left, before filing bankruptcy.
 

image:thebklawyers.com
What filing bankruptcy can do for you?

Help you wipeout unsecured debts: Bankruptcy can really prove to be helpful when it is about wiping out credit card debts. Unless you have a “secured” credit card debt, it is considered as unsecured. This means the creditor cannot liquidate your property or repossess it to recover their money. Apart from credit card debts, you may also have other unsecured debts and bankruptcy can surely eliminate those too. Your bankruptcy attorney San Diego can help you understand this better.

On the other hand, if you file for Chapter 13 bankruptcy, you will need to pay a few amounts of your unsecured debts too. However, if by the end of your repayment plan any unsecured debts are still unclear, they will get completely discharged.

Stop creditor harassment: If the harassment caused by creditors is simple like letters or phone calls, you may not need to file bankruptcy since there are other simple ways too. However, if the creditor attempts to liquidate your property or repossess it, bankruptcy can really help you.

Will help in eliminating liens: In simple words, a lien is the creditors right to take some or all your property in order to recover his/her money. If you involve certain procedures in your bankruptcy case, you can surely eliminate liens.

What filing bankruptcy cannot do?

It cannot prevent secured creditors to repossess your property: Bankruptcy does not completely eliminate liens. If you have acquired a secured debt, bankruptcy may help you wipeout the debt, but it cannot prevent the creditor to repossess your property.

It cannot eliminate child support or alimony: These types of obligations survive bankruptcy. These obligations can never be eradicated and you will own these debts in full like you never filed bankruptcy.
It cannot wipe out students loans: Well, students loans are not discharged in bankruptcy, unless you prove in court that paying them will cause you “undue hardships”. You must be able to prove that nor you can afford to pay them now nor will you be able to pay them in future.

It cannot eliminate tax debts: Discharging tax debts in bankruptcy is challenging. Unless, the debts are not too old, you cannot discharge them.

Some non-dischargeable debts are:

  • Debts you did not mention in your bankruptcy paper work.
  • Debts for personal injuries caused by you because of intoxicated driving.
  • Fines and penalties imposed on you for violating any laws.
  • Debts which were obtained by producing fake information.

Bankruptcy can certainly stop collection activities, eliminate unsecured debts, and help you to organize your debts, but taking some legal advice will always help in understanding the concept more clearly.

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Infographic: Helping Your Kid Develops through Play

>> Dec 30, 2015



Every parent surely wants their kids to grow and develop as they should be. Through playing, you can support this process. Infographic below gives a quick guide on the some of the best ways you can help your child develop through play. 

The guide is split up into four sections; language, movement, co-ordination and creative skills. These are simple games that don’t require buying much of the way in props.  And in all of these examples, the most important aspect is the involvement of the parent.
Helping Your Child Develop Through Play

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About This Blog and Me!

Welcome to my blog. I'm a home maker, a stay at home wife. I'm just an ordinary woman who has interest in reading, working at home and learning to write. We live in Bogor, Indonesia.
This blog contains articles in family topic.
Contact me at linalg4@gmail.com

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