A Happy Family

On the Way

>> Nov 21, 2011

I have shared rope craftmen last week. Now I'll share other things that I saw on the same day, during our way back home. Since I also found touches of blue, I guess it will be a proper entry for Blue Monday.

Brick makers in Songgom Village (Brebes, Central Java, Indonesia). There are several brick making locations along the river.

Ready to take household things to your door!

Walk for Cause

Craving better changes, these two new party sympathizers were willing to walk for 23 days from Grobogan district (Central Java, Indonesia) to Jakarta (the capital city) with a distance about 657 kilometers. Muhammad Mas’ud, who’s got polio disabled and his colleague Sartono begun the walk march since October 24, 2011 and arrived in Jakarta on Tuesday, November 15, 2011. Ma'sud hopes that if this new party win the election; it will consider the interests of the people, especially the disabled.

Brahman Cattles

>> Nov 18, 2011

I saw many Brahman cattles in one village that we passed through on the way back home. I share some of them here.

The Brahman is one of the most popular breeds of cattle intended for meat processing and is broadly used worldwide. Brahman cattle are known for their great tolerance to heat conditions, and therefore are used in lots of tropical areas. They are also resistant to insects caused by their thick layer of skin. Brahman cattle live longer than many other breeds, often still producing calves at ages 15 and older (source:Wikipedia).

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When You Need to Know Pros and Cons of Reverse Mortgages

It’s not simple for senior citizen to have extra income nowadays; though they really need it to support their increasing daily expenses. Looking for jobs in old age can’t become a good option, since only a few who can be accepted. If your age is minimum 62 years old and you live at home that you own on your personal name, perhaps you can get benefit from a reverse mortgage.

A reverse mortgage only offered to senior home owners over 62 years of age. It’s a type of home loan that draws the equity of your home and allows you to obtain additional earnings in monthly payments, lump sum or home equity line of credit; while you still can stay at your home. Until you sell the home or leave; your money won’t be compensated back. The amount of the loan is different between applicants; according to your age, interest rates and your home value.

Getting reverse mortgage seems like the right solution for your financial problem; but there are some cons about reserve mortgage that you should consider it first. It would be better if you take your times to read carefully free.pdfguide; the e-book that contains introduction to reverse mortgage. You can find this useful guidance at the reliable resource website such as ALLRMC.com.

To get reserve mortgage, you must pay high closing costs which are included mortgage insurance and origination fee. Compared to conventional mortgages, the origination fees are twice higher. If you currently rely on Medicaid or other state programs, you should realize that getting reverse mortgage will affect your qualification.

Actually, there are still many people who haven’t yet comprehended well about the cons of this financing program. Visiting an excellent resource website like ALLRMC.COM is becoming an important step since you can get best advice, guidance, and useful information that relate with reverse mortgage.

Around a Rice Field

>> Nov 16, 2011

Located beside my BIL’s house in my husband’s home town, this rice field will be planted soon. It’s a kind of view that you seldom see if you live in a big city. There are many interesting things that you can see around the rice field. Hope you can enjoy it too; like I do. Watery Wednesday