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Fish and Water

>> Dec 14, 2011

Yesterday we had a lunch at a restaurant that has a koi fish pond. I saw lots of fish in the pond; they are tame. You can touch them.
Many fish in the water makes interesting water bubbles and ripples; that’s why I link this post to
Watery Wednesday

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Buying a Home with Your Super- Things You Need To Know

>> Dec 13, 2011

Buying a home with your superannuation sounds like a good deal and often is. It’s considered “smart” and has some tax benefits. Fine, but let’s not get too starry-eyed just yet. There’s more to it than that. A lot more, in fact, and it has to do with the basics of property investment. If you’re going to invest your super in a home, you need professional advice. You must be 100% sure you’re making the right move with your super.

The big issue- Avoiding taking risks with your super
Your super is your nest egg. For most people, it’s the biggest source of personal capital outside their homes. When buying a home with your super, perhaps for your retirement, the risks of buying investment property must be clearly understood.

The problems are:

Getting value out of your investment rather than more costs- When you buy any property, you’re buying a situation which involves:

· The quality of the premises
· Site issues
· Financial outlays
· Maintenance costs
· Rates
· Water rates
· Property tax, where applicable

If you just had a vision of thousands of dollars flying around, you’re a true realist. These things have to be factored in to any property investment. This is your super we’re talking about, too, so the risks could have other impacts, particularly on your retirement capital, if you take on unforeseen extra outlays.

Sorry to be so apparently negative, but it’s critical that when you invest your super you’ve got a good idea of all the basic information you need and a healthy respect for possible risks. To make the best use of your super, you have to pin down all these issues well before the purchase stage. You don’t want to be buying a liability. You want to be buying an investment property asset which will do what you need it to do.

Getting it right
The formula for successful risk management when investing your super isn’t complicated, but it does involve some preparation.

You need:

· A very clear picture of your goals- Before doing anything at all, decide what you want, and what sort of investment you’re prepared to make. Do you want a nice apartment, a cozy home, a beachside bungalow, or something special based on personal tastes? OK, now do some costing- Doable, isn’t it?

· Expert property investment advice- This is basic common sense, but you’ll find that the information available is invaluable in risk assessment and forward planning. A few minutes consultation or reading information can make the difference between a sad mistake and a brilliant investment move.

· Good financial advice- It’s a very good, simple move to run your investment idea past your tax accountant. You’ll find that all the information you need regarding your options for investing your super are just a phone call away. You also need to know what you can and can’t do in terms of superannuation laws.

Remember that you can use your super to get a dream home, if you try. Getting things right will pay off.

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Empty Seats

>> Dec 12, 2011

Yesterday Sunday, my husband and I asked my father to attend a family gathering at my father’s youngest brother home. I was glad that he’d like to go. I could see that other relatives there felt rather confused about my father’s recent condition. My father still remembered their names but when he’s being asked a question, my father didn’t respond it correctly or he answered it very slowly. We plan to take my father to a hospital this Monday. Hope I can get the answer and then start to resolve it with proper treatments. I really want my father to be happy, healthy, and active in his old age.

For Blue Monday, I share here empty blue seats in an airplane. On our last flight to Jakarta, we brought a wheel chair for my father. The stewardess told us to wait for the wheel chair and went down from the plane in the last turn. That’s why I was able to capture these empty seats; since all other passengers have come out of the plane.

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How to Create a Happy Home

>> Dec 11, 2011

Looking for ways to turn your house into a happy, welcoming home? Look no further.

Where we live should be more than just a place to sleep – it should be a place we feel happy to call a home, somewhere we can relax and enjoy both our time alone and our time surrounded by friends and family. Here are some ways to help you create the happy home everyone should have.

1. Treat Your House as a Home.

In order to truly feel at home, you need to start treating your house like one.

If you are someone who prefers to spend most of your time outdoors, or always prefers to be out in the evenings, or would rather meet at other friends’ places: ask yourself, why is that?

What is it about your house that makes you want to spend so little time there? Is it that your backyard lacks privacy and you feel like you cannot relax? There is usually a simple solution, such as investing in
garden fencing or some other means of providing a little more privacy, if that’s what you feel is lacking.

2. Add Personal Touches.

Any place can feel foreign and uncomfortable if you haven’t taken the time to put your own spin on the place.

Even if you do not own the home, or you share your house with other renters, it doesn’t mean that you can’t put up pictures and photos you love, souvenirs you’ve bought from your travels, and so on.

Give yourself the task one weekend to go out and buy supplies to help you make your home more interesting, and decorate it in such a way you feel proud to show it to those who visit.

3. Make Your Home a Destination.

If you get restless at your house and seem to always arrive there, only to want to go out again straight away, why not find ways to make home life more exciting?
Investing a little now will mean you save time and money later on, and soon your friends will be eager to visit.

You might want to get new
pool supplies in time for the summer weather, set up an entertainment system or simply buy some great new music to listen to.

4. Can You Live There?

A happy home needs to be a comfortable one, not just a roof over your head. Do you find it unbearably hot in the summer, and freezing in the winter? Is your bed the sanctuary it should be? Do you enjoy sitting in your living room furniture?

Issues of comfort are perhaps one of the most important parts of making your home happy. Focusing on them will mean you improve your quality of life incredibly - even if it means you need to look into moving somewhere new because you cannot find any other solution: it will be worth it.

Otherwise, if it’s a simple matter of new furniture or getting creative with temperature solutions – get your brainstorming hat on! Look online for great deals and ideas.

5. Be Proud of Your Home.

If your house is a mess, too cluttered - or, on the other extreme, completely barren that if you had friends over for dinner you would have nowhere for anyone to sit: it’s time to change this.

The reality is, we all need to recharge our batteries on occasion, and this is extremely difficult to do if we cannot relax in our own home.

Take care of your house on a regular basis: a little cleaning and extra care taken every week will mean you don’t let the mess get on top of you, and staying at home or having people over to visit will no longer be a stressful experience.

It’s so simple to make your house a happy home, no matter what your resources or situation. Follow this advice and you’ll be feeling relaxed, comfortable and house-proud in no time.

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A Red Dragonfly's Face

>> Dec 10, 2011

Have you ever seen the face of a red dragonfly? What do you think? My husband captured this dragonfly on the side of a river in his hometown.

I'm still not totally recover, but I'm feeling much better now. Hope I can attend a family gathering that will be held tomorrow. Have a great weekend and wish you all great health!

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Playing Ping Pong is Good for Your Child!

I’ve just come back home from our two weeks visit to my brother who lives in another town. Though it’s just three days ago, I’ve missed Rafa –my nephew- already. He’s a smart young boy; his age will be seven years old in two months ahead.

I really want to make him happy by sending him a surprising gift on his coming birthday. When I stayed at his home, I noticed that he plays video game almost every day and he seldom plays a real physical sport game.

Since her mother doesn’t allow my nephew to play games that can make him injured, I avoid choosing basketball and football stuffs. Fortunately, I’ve got a good idea; why don’t I choose Ping Pong Tables and send it as a special birthday gift? I don’t know whether my nephew has ever tried to play ping pong before; but I guess my brother can teach him. It can be a great father and son bonding, right?

Based on some sources, I've read that playing table tennis can offer some advantages. Ping pong is good for your health, easy to play, good for your brain, good for your body’s reflexes, efficient in space, and little injury risk. Her mother surely permits my nephew to play tennis table at home. I can’t wait seeing his happy face while playing ping pong!

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10 Things to do to Get Your Home Ready for a Party

With the silly season fast approaching it is likely that you are in the process of planning either a Christmas or New Years Eve party. There is no need to get stressed, it just takes a bit of organisation and careful planning, and your party will go off without a hitch. Think about hosting your party outdoors, making the most of the warmer weather. You will need some sort of shelter for you guests, either a retractable awning or a veranda. If you are going to be partying inside help keep your home cool by leaving your front and back door open. With all those extra bodies it will quickly warm up, so leave the doors open, keeping the security doors locked, to encourage a cool breeze to blow through.

List of guests

One of the first things you will need to do is work out your guest list. This will give you an idea of how much food and drinks you will need to buy, as well as help you set your budget. You might be having a party for family or throwing a bash for close friends. You could be organising a more formal evening for your partners work colleagues. It could be a kid’s party you are planning for. Consider your guest list and what this selection of people will enjoy eating and drinking. Also consider whether they will want a more structured evening or something casual.

Lock in the date

As soon as you can work out the date lock it in! Don't worry about trying to find a date to suit everyone as this is virtually impossible. The key is to get in early before everyone's diaries are full with other invitations. As soon as you work out your date and guest list get those invitations out there.

Plan the menu

The style of party will determine your menu. A kids party menu will be very different from a formal gathering for your boss and work colleagues for example. Also think about whether the party will be held outside and serve food that is going to keep. If you are doing the cooking yourself decide how much effort you want to go to in preparing the food.

Decorations
If it is a Christmas, birthday or New Years Eve party then decorations add a nice touch. Don't forget to decorate your outdoor entertainment area if you are planning on partying outside.

Shopping
Do your shopping a few days in advance for non-perishable items, such as drinks and things you can freeze. Buy things like seafood the day before, which is definitely better served fresh.

Don't do it alone
Make sure you aren't left to prepare the whole party yourself. Give your partner or even the kids some specific tasks in the lead up to the party. Have your partner mow the lawn or teach the kids how to use the vacuum cleaner. If you don't want to be stuck in the kitchen all night perhaps you might want to think about hiring a caterer.

Theme
Dressing up is always fun, even if it is just giving guests to put on their best cocktail dress. Having a theme gives you the option to incorporate the food, drinks, as well as the decorations into the theme.

Entertainment
The type of entertainment you have will depend on your party and your budget. The are specialist entertainers for kids parties, like fairies, magicians and clowns, or you might want to hire a jumping castle. For a casual party with friends playing your favourite music would be enough. For a big party you might want to hire a band or music group, or even an MC if it is a formal evening with speeches.

Outdoors

Clean up your outdoor area. Mow the lawn, tidy the garden and clean up the outdoor furniture.

Security
Keep an eye on who is coming into your house. If you are having a lot of guests it is often easier to leave the front door unlocked with so many people coming in. Just be aware of who is there. If you are worried about it you might want to lock the security door.

The key to a successful party is planning in advance and considering the type of party to suit your guests.
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About This Blog and Me!

Welcome to my blog. I'm a home maker, a stay at home wife. I'm just an ordinary woman who has interest in reading, working at home and learning to write. We live in Bogor, Indonesia.
This blog contains articles in family topic.
Contact me at linalg4@gmail.com

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