Trends in Designer Jewellery in UK

Designer jewellery in UK is much sought after for its exclusive designs.  Designers offer their best products with strict quality checks in place put up by the jeweler’s guild of the nation.  More and more people are opting for designer jewellery for this very reason of quality assurance and perfection in design.  Most of the retailers offer guarantee on the gemstones too. 

Jewellery has always been a symbol of wealth and status of the individual.  Owning a piece of designer jewellery still ranks high among the people of UK to show off their status in life.  Most of the retails houses have cut throat competition among each other. They resort to aggressive marketing techniques and have plenty of offers and freebies for the customers.

Designers need to pay a lot of attention to detail and keep producing exclusive designs.  They may be limited to the usage of only precious metals and gemstones, but it’s their designs that will attract the jewelers to pick up their pieces of art.  Now days, jewelers act as retailers.  The designing and manufacturing is taken care of by the designer.  It is up to the designer to keep up with the trends of the industry and also plan and execute the designs.  It ultimately depends on his or her creativity, but a course in jewellery design will add to the talent.  The retailer on his part is constantly on the look out for exquisite designs to cater to his customers.  The business is trust driven and people have preferred choice of designers and jewelers. 

Many jewelers sell different designer labels under the same roof.  They offer quality assurance on the products and this adds to the brand value.  It is however trendy to buy non precious metal designer jewellery too.  There are designers working exclusively with stainless steel and crystals and they have a set clientele looking forward to buy their designs.  The creativity of the designer and quality of the product is what the customer is looking for when he or she is shopping for designer jewellery in UK. 

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Photographer or Instant Photo Vendor

Besides the visitors, who else can you usually see around a tourist destination?  Inside the Ciwidey White Crater (Bandung, West Java, Indonesia), I don’t see any vendor that offers food and souvenirs. I think they aren’t allowed to enter. I only see some photographers who offer instant photos!

 Being curious, I asked one photographer to take one snap of us. I paid Rp 10,000,- (around $1) for every printed photo. He brought a small printer inside his bag. The whole process was fast enough. The result was not bad at all, I’ve framed the photo :)

Printing in process. The memory card is blue!

 BlueMonday

   

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The Love of Diving; the Fear of Bends

Diving is growing in popularity by the day, and there are a huge number of people already doing that- a whopping 5 million. For some, diving is recreational, for some it is work. Diving like flying is something that you get better at with experience. One of the big perils of diving is compression illness. This happens when one’s rise to the surface of the water is faster than mandated and the nitrogen dissolved in the diver’s blood stream forms bubbles because of the sudden difference in pressure. These bubbles cause the symptoms known as decompression illness or bends.

The only way to cure a diver of these bends is by putting him in a decompression chamber, also known as a hyperbaric oxygen chamber. This is usually located at a medical facility, and is operated by trained doctors and nurses.

If a diver follows standard operating procedures, there is no reason why that person should fear bends. If however one feels that one may have been a little lax, and probably ascended to the surface faster than one should, then perhaps one may worry about having been afflicted by bends, especially if one suffers from any of the many symptoms associated with them. Now these symptoms cover a really wide range, and may include breathing trouble, memory loss, headache, vomiting, joint pain, fatigue, rashes and so on and so forth, and one should immediately visit an emergency medical center and get oneself checked up. This is because a delay in starting decompression, especially in a severe case of bends can mean serious trouble. This may lead to permanent problems including slurred speech, short term memory loss and lack of energy; pretty much like the effects of a stroke.

Bends is something that no diver wants to undergo, and many of them don’t get them treated, as they fear being stigmatized as irresponsible or inefficient divers.  That is again a very wrong approach to take, because you may get bends even though you made all conscious efforts to follow the rules. You can time your ascent wrongly for instance. There is simply no call for ignoring symptoms, if one is a responsible diver. You have to go get yourself checked-up.

In order for a diver to never ever get bends, he or she can try some proactive measures. For starters one should be trained well to undertake diving. Diving along with a buddy is a good thing to do as well. Lastly strictly adhere to dive tables, when it comes to ascent. If one is quite faithful in observing these precautions one may be able to avoid the pain and inconvenience of bends.

Considering that diving is becoming increasingly popular around the world with about 5 million people having taken to it, it is important that there be sufficient awareness about bends. There should also be awareness about access to facilities to treat them, and what to do in case of an emergency.

Rick Williams is a freelance writer who writes informative and helpful articles about compression illness that is caused while diving.  He has also written several articles reflecting the benefits of decompression chamber.

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How to Look for the Best Legal Representation for Your Divorce

Hiring a good lawyer is a very difficult process. It may be very difficult to find an attorney who can take you smoothly through your divorce. Moreover, a divorce not only puts emotional, but also financial strain on you. It also consumes a lot of time and a good lawyer may help you out in overcoming such obstacles. Without proper precautions, a person could get involved in a lengthy court battle which could last a lifetime and cost you a fortune. Therefore, it is always necessary to hire the best divorce attorney you can find.

You can easily find a good law firm on the Internet these days. Many good firms have their own websites which you can easily visit and leave a query. In this article, we will tell you about some easy ways through which you can smoothly go through your divorce process.

Ways to Make Sure that You Go Through a Smooth Divorce Process

1) Learn Everything - In case you have a hint that you will be parting ways with your life partner, you should try and understand the divorce process. You should gather as much information as possible about different laws and procedures followed in your state. You can also talk to friends, relatives and acquaintances who have gone through the same. They might be able to give you some good advice that could benefit you. If you have more information about the divorce process, you will be able to ask more informed questions to your divorce attorney. It is also important to consult friends and relatives and ask for a reputable divorce attorney. This way, you would know if the lawyer you are hiring is efficient, trustworthy and reliable.

2) Ask Questions - Once you consult a divorce attorney, you should ask all kinds of question that comes to your mind. You can ask about how it would be possible to quicken the divorce process. You can even ask about the estimated cost and time that it would take for the process to finish. An efficient divorce attorney should be able to answer all your questions and queries. He should be able to clear all kinds of doubts you have about the divorce process.

3) Choosing Wisely - Different couples may use different tactics to handle their divorce. However, some of these couples may make a foolish choice by trying to save money and hiring an inexperienced divorce attorney. Such an attorney may prove to be expensive in the long run and take more time to finish the process. You may even get involved in a lengthy court battle which would be exhausting. Therefore, it is important to hire a reputable company like Lyons Snyder divorce attorneys fort lauderdale so that the whole process goes on smoothly.

As mentioned earlier, you can easily look for an established law firm on the Internet. Most of the law firms have their own websites with testimonials from past clients. Going through them may give you an idea about the quality of services provided by a certain law firm.

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Top 10 Tips on How to Protect Your Family from Getting Financially Destroyed

 No matter how much money you have at the moment, financial professionals will suggest you to protect yourself from getting financially destroyed. There are numerous reasons to prepare yourself and your family financially prior to getting into a financial problem. Since none of us know what the future has in store for us, one should try hard to stay on the right track throughout life.

Below are 10 tips that will guide you to protect yourself from getting financially destroyed:

1.     Consider Precious Metals as Safe Investments

Recall how gold was used as the main medium for exchange.  Purchasing precious metals is the safest investment you can make. Moreover, you can store gold for your entire life and it will not disappoint you with a diminished value. If you think that you are getting into a financial problem, sell your precious metals and you will get back your money.

2.     Never Sell In Recession

If you had not sold any of your properties after 2009, then you probably made a sound decision. If you want to invest some of your money in stocks, then it is advisable to buy them during recessions. However, selling them in a bad economy can hurt your overall financial standings badly. So, all you need to do is to wait for an improved economy to start selling.

3.     Do Not Withdraw a Lot

Withdrawing money during a bad economy can be the worst thing you can do to yourself. However, you can do so if you have no other choice. Financial experts suggest that there should be a limit in this as well. You should withdraw only 3.5% of your business portfolio to maintain your stability.

4.     Save Half of Your Income

It is a natural phenomenon that your savings will lead to a secure future for you. Therefore, follow the same saving rules and increase your savings to 50% of your income. This way, you will have more to spend in the future, without looking for credit. Learn how to reduce your debt here.

5.     Make a Budget

Write down all the essential expenditures you have to make before spending money on them. Cut down those that are not as necessary as utility bills and grocery. Once you make the habit of spending within your budget, you will be able to save a lot for your future. Learn how to reduce your debt here.

6.     Prefer Discount Stores

Always remember that it is not all about using brands that matters the most. In order to save yourself from any kind of financial destruction, you should shop from discount stores. There are many generic items that do not need to be purchased with a particular brand. So, there is no need to pay more.

7.     Take Care While Spending For Housing Expenditures

Housing expenditures can vary a lot. Similarly, these expenditures can empty your wallet without even giving you the chance to analyze your spending. Therefore, it is better to spend wisely on housing expenditures and limit them as much as possible.

8.     Start Thinking Of a Side Business

Though you may be happy with your job, a single source of money is not everything. In addition, it can never guarantee you a comfortable living in the future. In order to diversify, thinking of starting up a small business can be a sound decision. If you feel that you are short on cash, you will be able to use your income from your side business.

9.     Switch Your Career

Many people are satisfied with staying on the same career path for their entire life. However, it is possible that your interests shift with the passage of time. Since there is no restriction on switching to an entirely new career, you should at least give it a try. If it works, it will turn out to be more beneficial for your financial position.

10.     Save For Retirement

Time flies and you never know how quickly those golden years come your way. So, start investing for your retirement from today so that you can lead an independent life.

Always remember that no one can interfere in your financial standing unless you have given them the permission to do so. Therefore, it is better to analyze each and every situation that comes your way. Of course, this requires a proactive approach. If you manage to implement the above mentioned guidelines, you can save yourself from financial disasters without worrying much about them.

Author’s Bio

The author Donna Baxter is a professional writer in the field of personal finance. She shares her tips on personal finance with her readers.

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