Signs That You Should Get A Divorce

We all know that sinking feeling we get when we realize that our way of life isn't serving us. However, sometimes it can be hard to truly put into words what we want or need. If you suspect that your marriage isn't working out, then consider these signs that it might be time to seriously consider divorce.

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You Feel Lonely When You're Not Alone

We usually associate loneliness with literally being alone. However, it's extremely possible to feel lonely even in the company of other people. Celebrities often claim that they'll feel lonely even when they're surrounded by their handlers and their fans, because none of those people really know the real them. If you feel lonely when you're with your spouse, then it's probably because you're not deeply connected to them and they don't understand the real you.

You Feel As Stressed At Home As You Do At Work

It's normal to feel stressed when you're at the office. However, it's not normal to feel stressed when you're at home. Your home environment should be a place where you feel relaxed, loved and welcomed. If your home feels just as stressful as your office does, then it might be time to think about why that is and how your spouse is affecting your quality of life.

Fights Never Have A Conclusion

People in healthy relationships will still have arguments from time to time. It's rare that two people can be so in tune with one another that there is absolutely no subject on which they ever disagree. However, in a healthy fight between spouses, it's normal for there to be a conclusion, one that usually entails finding a compromise that serves both partners' wants and needs. If your arguments with your spouse tend to never really end but instead just go on without a resolution, then there's a chance that the two of you simply aren't compatible with one another.

Ending a marriage can be scary, but spending your whole life unhappy is scarier. If too many of these warning signs ring true to you, then it might be time to contact divorce lawyers in Libertyville IL.

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2 Easy Ways To Improve Your Indoor Air Quality Right Now

The quality of your indoor air can have a surprising impact on your overall health. If there's lots of dirt, dust, dander, and other particulates floating around in your living environment, you'll have a much higher likelihood of developing respiratory issues. Moreover, these common, indoor contaminants are virtually guaranteed to exacerbate existing ailments like asthma, chronic allergies, and emphysema. Fortunately, there are two, easy ways to clean these and other toxins or irritants out.

Open Up Your Windows

Many consumers are spending the majority of their days in tightly sealed environments. When they want to cool off, they simply turn the air conditioner or the fan on. These closed systems have a tendency to trap and recirculate the same toxins and contaminants over and over again. This is especially true when HVAC filters aren't regularly replaced or cleaned. To instantly boost the quality of your indoor air, simply open your windows and let clean, fresh air flow in for at least five to 10 minutes each day. This is especially good to do right when cleaning solutions like surface disinfectants and furniture polish are being disbursed. In addition to ventilating the home by routinely opening up the windows and doors, you may want to invest in special, dust-blocking window treatments. There are a number of shades and blinds that are specially designed to prevent the ingress of airborne particulates.

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Have Your Carpets Professionally Cleaned

In most households, the greatest concentrations of allergens are found directly in the carpeting. Rather than being lightly trapped within the topmost fibers of these surfaces, however, dust and pet dander can also be deeply ground in to the underlying padding. Professional carpet cleaning services in Palatine IL use powerful, truck-mounted systems that can extract harmful particulates from both the carpets themselves, and the padding beneath them. These treatments should be performed at least once every three to six months if you have pets, and if you have anyone with an existing respiratory condition living in the home. You can also put down a dust collecting doormat  and have people take their shoes off upon entering your abode to prevent them from bringing outside debris in.

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4 Major Differences between a Home Warranty and Home Insurance and Its Advantages

A home warranty is a residential service contract that covers the cost of maintaining the household systems or appliances for an agreed time period. Many people confuse it with a home insurance policy.

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Before getting either the warranty or insurance, it's best to understand what both entail.  Carrying out your own research before approaching any company that offers these services is important so that you have the right information.

Differences between a home warranty and home insurance     

1. Different services – Though a home warranty bears similarity with the home insurance,the two offer different services. A home warranty preserves the functionalities of household systems while home insurance covers the loss of the home itself that may occur due to theft, fire or natural disasters.
2. It is a short-term contract – A home warranty is normally a renewed annual contract that covers an agreement on the repair or replacement of major home appliances and systems that break down from normal wear. A home insurance contract is a long-term contract with a period of ten or more years that covers the entire home when damaged by the disasters clearly stipulated in the contract. 
3. Only covers appliances and systems – Home warranties only cover the appliances and systems while home insurance covers even the lives of the family members who live in the house insured.     
4. Does not cover disasters – A home warranty does not cover disasters but only covers things like breakages and malfunctions. The home insurance, on the other hand, covers natural disasters depending on what type of insurance you chose.

Bottom line:  The best home warranty is designed to cover the things that are not covered by a home insurance policy, especially the wear and tear of the appliances and systems.  This is the major reason why it is attractive to most home buyers.  

Can you be denied a home warranty coverage?

Home warranty companies can deny coverage for a few reasons. They may include:

• The known damage that existed before the start of warranty coverage – A home inspection always reveals any damage on the home or the appliances. 
• Poorly maintained home or appliances, or improperly installed household appliances – Poorly installed or maintained appliances will not be covered by a warranty contract because they are already too prone to damage. 

The home warranty cost

The home warranty cost differs depending on the company you chose and where you are located. Looking roughly at the figures that can be a guideline, a home warranty ranges between $300 and $600 per year. In addition to the annual premiums, the homeowners will also pay the service contractor fee known as service call fee.

Depending on the service provider, the fee can range anywhere between $40 and $100 for repairs. Most of the policies you will come across clearly state that if the cost of the repair is less than the fee, the homeowner pays.    

Being equipped with this knowledge allows one to make the right choices when getting a home warranty. Remember, a home warranty adds value to your home, so if you intend to sell it, then it's wise to get a warranty plan.

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