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The Recommended UK Car Insurance Comparison Website

>> Nov 15, 2011

After your house, probably your car is one of your largest investments that need to be protected. In the UK, every vehicle user is obliged to get a car insurance to protect and maintain the vehicle. The importance to have car insurance isn’t only for fulfilling the lawful obligations, but it’s because the car insurance will protect you from unpredictable things that can make you financially broke.

Don’t you know that if you have no car insurance; one single accident cause can lead you to the bankruptcy? Let’s say that you involved in an accident. The right car insurance will guard you from any personal legal responsibility. In the worst situation, you are in the wrong side in the accident and you must cover the medical bills of a person whom you hit. All these expenses can give you the hardest times!

Otherwise condition, your car is hit in an accident. According to what it covers, car insurance may help by changing or repairing your car. It means that you can save much money from your own pocket on car repair cost, right?

So there’s no doubt, car insurance is important; but it also can be so expensive if you don’t know how to find the best deals. Is it possible to find the cheap car insurance plans but still can cover your main needs? Don’t worry; I’ll give you a hint here. The best way is making a car insurance comparison of the rates and the specific coverage provided by several insurance provider companies in your area.

To ease you in comparing different car insurance rates, it’s much recommended to do it online by visiting the reliable car insurance comparison website such as www.carinsurancecompany.co.uk. At the official website, you can use their comparison tool to find out several quotes at the same time. Getting further information from each provider on claims support, customer service, added advantages, and offered discounts is effortless!

Based on the comparison and other related information, you can make your educated and informed decision. Check out the website to help you in finding the best but affordable insurance rates that cover your needs!

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The Village of Rope Makers

>> Nov 14, 2011







Weeks ago, I can capture a little bit of their activities. During our journey back home from my husband's home town, I passed by Kubangwungu village (Brebes, Central Java, Indonesia). Most people there make ropes that commonly used on ships, besides as farmers.

They do the making rope job on the sidewalk. If you pass through an alternative way Pejagan (Brebes) - Prupuk (Tegal, Central Java, Indonesia), you would be able to see it. It's so interesting. Rope with a length of ten meters put exactly on the side of the road, while other workers are rotating wheels for rolling the rope.

In this village there are dozens of craftsmen who have been in the making rope business for generations. Based on various sources, it said that before they made hemp rope from banana bark material. Along with the time progress, now they develop ropes using plant waste materials, such as children's food packaging waste from waste plastics and textile mills. Wastes that can be utilized are the long ones, which are possible to be used as ropes.

It’s a pity that they are now facing the difficulty of raw materials. There are lots of orders came from out of towns, but the barriers are hard to find raw materials.The material is recycled into a rope with a variety of sizes, such as the ship rope length between 30 and 40 yards.

Smiling Sally

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5 Benefits of Booking Online

Online booking is a cheap and convenient way for business travellers to research and plan a trip. It allows extensive investigation of accommodation, aiding the choice between hotels and serviced apartments. Sydney, for example, has many varieties of both with different facilities. It also allows investigation of the destination, travel insurance, comparison of cost and provides a convenient, quick method of booking.


Some advantages of online booking are:
· Convenience of payment and access.
· Cost effectiveness for business or leisure travellers
· Better organisation of the trip
· Complementary booking- for example tours and travel insurance
· Provision of feedback forums.


1. Booking online is convenient

Online booking is available 24 hours a day. It is a very convenient method for booking travel. It is also less time consuming than visiting a travel agent. Buying online can take minutes rather than hours. It avoids queues, waiting times and explanations.

In addition most online travel services will take credit cards. Often credit cards have consumer insurance policies. This protects the consumer with online sales. Online services therefore provide an efficient way to budget and plan for a trip.

2. Online travel services are cost effective

Many travel websites offer special deals. These deals are not available at travel agencies. Online booking also avoids the agent fee and reduces commissions and other payments required at a shopfront. Online services therefore save money for business or leisure travellers.

3. Better organisation

Online services facilitate comparison shopping between many providers. For example accommodation types can be compared via the internet. The traveller can make an informed choice between hotels or serviced apartments. Sydney, being a large city has many hotels and apartments and internet browsing can provide options which meet the needs of the traveller. This means that the trip will be better organised and for businesses more cost effective.

4. Complementary booking

Internet booking allows consumers to choose accommodation styles and flights that suit their budget and other needs. It also is a tool for complementary booking. For example, tours of the destination can be booked online. Travel insurance can also be obtained via the internet. This is a necessity for travellers who may want to be adventurous. Web services make combination bookings easier and quicker.

5. Online feedback promotes choice

Online agencies usually have feedback forms that can provide forums for complaints or compliments. They can also provide reviews from other travellers. This makes choice easier and more informed.
Online forms can also be a facility for communication. The traveller can provide feedback of a positive or negative nature to the organisation and receive feedback in return. This provides a more individual travel experience.
Online booking of travel is a cost effective, convenient method of trip planning. It enhances planning an itinerary, organisation of tours and insurance. It is also a method that promotes comparison shopping, thus ensuring that the trip is kept within budget. Online travel services are an ideal way for business or personal travellers to plan their next holiday or business trip.
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Another Praying Mantis

>> Nov 12, 2011







This praying mantis was captured by my husband. He saw the critter on a plant beside the river in his home town. It’s my first time to see the praying mantis in this color pattern.


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Getting VA Home Loan to Own Your Dream Home

Having a home is always becoming every one’s dream. For some people that have served the country like millions of Veteran and Active Duty service personnel, the Congress created the VA Loan Guaranty Program to help them attaining their dream of homeownership. Since 1944, the US Department of Veterans Affairs has successfully assisted more than 18 million military members to have their own homes.

The VA home loan allows the eligible military members to have houses without the obligation to make any down payment. This kind of loan can be released by only certified VA home loan lenders. Compared to traditional home loan, it can be said that the VA home loan is probably the most prospective and flexible lending choice available on the market nowadays.

If the borrower fails to pay, the VA guarantees to pay back the lenders about a quarter of each loan. It means that the lenders acquire bigger protection when lending to military members and it often directs to very competitive rates and terms of VA loan for eligible veterans.

Before applying for a VA home loan, it would be better if you first visit the resource website that offers the comprehensive VA home loan information. You must make sure to take any step after you get full information.

The VA home loan will be eligible for any one who meets at least one of the criteria: been in active duty for minimum 181 days in peacetime, been in active duty for minimum 90 days during war time, minimum 6 years in the Reserves or National Guard, or the spouse of a service member killed during of duty (the spouse hasn’t remarried).

Choose the reputable and certified VA home loan lender and then you submit your VA home loan application there. The competent VA lender will guide you in every step until the closing day when the home buying contract is formally accomplished and you can move to your own home.

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For Your Successful Moving

Life is unpredictable. For whatever causes, we can’t avoid from moving house. I myself have experienced several moving to different town during my childhood. Moving house means lots of works that have to be done. It can also be a sad experience as you must leave all things that you’ve been familiar with. You also need more times to adapt in the new place and neighborhood!

If you don’t have any plan and you do all jobs by yourself, move your home can be an exhausting and stressful time. Moving can be very expensive as well. Is there anything that you can do to ease these moving problems? Being organized can help make the moving process more smoothly. Why don’t you get moving help from the well trained people? You can choose the right moving company that offers affordable but quality services. It will surely ease your jobs and you don’t have to pay more. Isn’t that you crave for?

For your hassle-free moving, it’s crucial to hire one good reputation moving company of Austin moving companies. The reputable movers will deliver your furniture and other belongings carefully and treat your stuffs cautiously. You can trust your personal items with them and ensure that you’ll get all of things in your new place in still one piece. Not only delivering your belongings right on the promised date, you can also obtain other moving helps, such as making comprehensive moving plan, loading and unloading help, packing and unpacking help.

Among moving jobs, packing seems the most time-consuming job. If you prefer to do the packing without other’s help, you can use it as the proper time to filter your things. Take only stuffs that you often use and wear. Separate things and clothes that you don’t use anymore. It would be better to give it away to charity or probably you want to create a garage sale. That would be fun!

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When You Need Reliable Guidance of a Philadelphia Bankruptcy Lawyer

For many reasons, bankruptcy can happen to any one. Although it’s a hard decision, some people who see no other option decide to file for legally bankrupt. Since filing for personal bankruptcy is a major decision, there are things that you should consider first. Don’t take this step if you haven’t yet got complete information.

Filing for bankruptcy in Philadelphia can become an intricate process; you definitely need help from a Philadelphia bankruptcy attorney that will help you to comprehend and interpret the complicated legal terminology applied by the current Bankruptcy Abuse Prevention and Consumer Protection Act. A reliable Philadelphia bankruptcy lawyer understands broadly every part of the new federal legislation. The attorney will guide you in taking every step of procedures that you should pass through.

Most bankruptcy attorneys will provide you with an initial free debt consultation. You can use the consultation time to choose personally and professionally the right attorney that suits your needs. From the first meeting, a good bankruptcy attorney will evaluate your financial condition, talk about any probable resolution (such as Chapter 7, Chapter 13, and debt conciliation), and reply your questions.

Being legally bankrupt is a hard process, so it’s suggested to endure the procedure with a bankruptcy attorney who makes you comfortable to discuss and cooperate with. He should pay attention to your statement carefully, answer all questions, be empathetic, and should not judge but only help.

The attorney can give you the most proper advice only if you have given the full needed information and have answered all questions about your personal finances honestly and completely. There’s no need to hide any information from your attorney.

Hiring bankruptcy attorneys will give you more benefits. They can protect you from any annoying creditor, protect you from uncertainties of a bankruptcy process, protect you from mistakes in paperwork, and protect you from what you don’t understand.

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About This Blog and Me!

Welcome to my blog. I'm a home maker, a stay at home wife. I'm just an ordinary woman who has interest in reading, working at home and learning to write. We live in Bogor, Indonesia.
This blog contains articles in family topic.
Contact me at linalg4@gmail.com

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