Protecting Important Livestock Investments on Your Ranch

The livestock that you keep on your ranch are more than just pets or show animals.  They also are important investments that play a role in your net worth. 

Their value contributes to what kind of income you have at your disposal as well as what kind of collateral is on hand if you need bank financing.  You cannot afford to lose a single one to theft, illness, or other disasters.

Because of how much they are worth to you, it could make sense for you to insure them.  You can go online to start a policy, get a horse insurance quote, and find out the terms and limitations for the protection today.

image:arkagency.com/insurance-services/animal-insurance/horse-medical-insurance/

Shopping for Insurance Based on Specifics of the Asset

The quote you will receive from the company will depend solely on what kind of animals you want to protect with this insurance.  The company specializes in insuring a variety of animals and livestock including dogs, cows, and horses.  Each one comes with its own unique set of liabilities and assets.

With that, you will be asked to provide specific details about the animals you want to insure.  To start, the company needs to know information like type, breed, size, and primary purpose of the livestock.  A show horse, for example, may be worth more to you than a horse you use for agricultural or ranching purposes like rounding up cattle.

Second, the insurer will ask for what purpose you want to insure the horse.  Do you want to protect it from theft or from illness, lightning strikes, and other natural disasters?

Once it has this information, the company can then give you a quote for how much the horse can be insured.  It will also tell you how much the premiums will cost and for how long the initial policy can be issued.

Insuring your livestock and farm animals makes sense when they factor into your total net worth.  You can get quotes for policies, find out for how much a policy can be issued, and start the insurance today by going online to the company's website.

Read more...

What to Consider for Your Unforgettable Halibut Fishing Adventure

There are few things that are as exciting and as adventurous as chartering a fishing boat and going halibut fishing Seward Alaska. Before you head out into the ice-cold waters, however, peruse through these tips so that you can make the most of this fishing adventure of a lifetime.

image:alaskacoastalexplorer.com/fishing-charters.htm

1. Don't forget the chum. Most halibut in Alaska are caught while the vessel is anchored. By anchoring, the boat is able to remain in the vicinity of a good halibut hole. By using the chum bag, it creates a strong and lasting scent for the halibut to become attracted to.

2. It is no secret among fishermen that halibut love herring. What many do not realize is that there are specific cuts of herring which should be used. Many fishermen try and use the whole herring or herring steaks, thinking that bigger is always better. Yet experts agree that herring fillets actually give off more of a scent and get the halibut to react far more aggressively. 

3. Try using salmon as bait. Some cities in Alaska are renowned for using salmon as bait in the halibut fishing excursions. Make sure to try and mix up the use of salmon and herring as it is commonly believed once halibut zero in on salmon, they tend to ignore other types of bait.

4. Be patient once the halibut start biting at the line. If the line is pulled up too quickly, there is a strong possibility that the hook will slip through the mouth of the fish. Wait until the tip of the rod is bent over and then proceed to lift up to ensure proper catching of the halibut.

By following these easy to remember tips, the halibut fishing excursion will easily be at the top of experiences that one remembers in their lifetime.

Related source:

Best places to fish in the US. 

Read more...

Tips for Planning an Easter Egg Hunt Party

An Easter egg hunt party is a fun and inexpensive way for kids and even adults to have some fun. After being cooped up all winter, it is a good time to have some outdoor fun with family and friends. Here are some tips to make planning for your Easter egg hunt party easy and smooth.

image:pixabay.com/en/easter-eggs-easter-egg-decoration-3131188

●       Find a gated space.

Gated spaces are the best for parties that involve kids. It can be a very large yard or a local community garden or park. With gated spaces, kids can roam around and you can worry less. If you can’t find one, set clear boundaries to keep everyone in check and in place.

●       Set the date weeks before the party.

Pick a date that works for all the participants and the organizers. One tip is to keep it out of Easter Sunday, so participating families still get to do family events.

●       Do not forget about allergies.

Mark the eggs that contain known allergens to some kids in the group. Let the older kids and grownups look out for the marked eggs if the participating child has allergies.

●       Collect the eggs in advance.

You can require each participating family to donate at least a dozen eggs with treats. Then one week before the egg hunt party, collect the eggs, or set up an egg drop-off event. You can organize several drop-off events to cater to the different schedules of the participating families.

●       Set the hunt in the afternoon.

By having the hunt in the afternoon, you have plenty of time to hide the eggs in the morning. Hiding more than 300 eggs can take time, and there is no need to rush yourself. Having time allows you to find sweet hiding places for those eggs.

●       Group the kids by age.

Kids of different ages play differently. Send hunting parties in waves by age groups. Let the youngest go first. Toddlers are normally done hunting within 20 minutes. Let the older kids do the real hunting after the little ones had their share of the hunting fun.

●       Plan for some family fun and bonding.

After the egg hunt, some people will want to linger. You can have a simple potluck where everyone can bring a little something to share. You can serve little sandwiches - tuna, egg salad, and ham and cheese, and juice in pouches. It is the perfect time for everyone to socialize, where the kids can play and roam and the parents can have real and meaningful conversations.

●       Save the props and the eggs.

Save the props and the eggs for next year’s egg hunting party! This way, you can save money and time on some errands.

Planning for Easter egg hunt parties need not be overwhelming. It requires only a modest investment, but the joy it brings to everyone is priceless. Do not hesitate to ask for help from other parents if you need a hand. Older kids can also help in the preparation. On the day of the hunt, do not forget to have some fun, too!

Written by bleu events, one of the top event planners Columbia, MO has to offer.

Read more...

Abroad Stag Party Contingencies And How To Prepare For Them

Is your best friend’s wedding the next most important happening in your life? And being the favourite boy, do you have the responsibility of creating the stag party? Well, congratulations! Be prepared to have the best time of your life since it is your big boy’s wedding and his stag party that you have to organise. If you all have decided to go out for the stag party, then you have all the more reasons to be excited about the party. What is better than travelling to the other side of the world on an occasion like this. You have the license to indulge in any sort of fun without the fear of being questioned, unless, of course you guys do something absolutely reckless. We wish that doesn’t happen!

Anyway, now that you have already decided to fly away to another land for the stag party, you must also be aware of the implications associated with your choice. There might be a few issues that may occur during your visit and spoil the fun. Let’s have a look at some of such situations and know how to handle them.

Excessive drinking is hazardous for health and the party         

Booze and stag parties go hand in hand. Whether you party in a local pub or you fly to the most exquisite destination for your stag do, if there are no drinks, there is no party. But getting sloshed in a foreign land might have its own repercussions. In a foreign land, amidst foreign people it is not a great idea to get drunk and then probably land up in trouble with the local police. This will jeopardize the entire trip not only for you but for the entire squad as well. So, drink cautiously to just have fun and not handcuffs.

  

Getting in trouble with strippers

Now this might not just ruin your trip, but may also have negative implication on the wedding. It is strictly advisable to go ahead with such an idea only if the groom is comfortable. Going to a strip club or employing any such service must be done with utmost caution. You might just want to have some good time with no nonsense, but if you have a couple of extra drinks and then cross your limits, you might end up in deep trouble legally. So, beware of the pretty ladies and keep yourself in check.

  

Losing your belongings, especially money

It is advisable to make all the payments prior to your visit so that you do not have to deal with any serious money matters except paying for your extra expenditure during the trip. Now it is of great importance that you take care of your bags and wallets and not fall prey to any local thief. Even if you lose something, make sure someone has a spare piece available. Also, keep in mind that everyone has some cash with themselves so that even if someone’s wallet is misplaced, the other can chip in till you arrange for extra cash. Please remember, in a foreign land, your wallet is your best friend. Keep it safe.

  

No one ever wants to land up in trouble on a foreign land in any way whatsoever. And having to face such an ordeal on your friend’s stag party trip is even more unacceptable. Just because it is a party, it does not mean it gives any of your friends or yourself to not keep yourself in check. While on the trip, do not forget you have to get back for the actual wedding.

Read more...