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Avoid Big College Debts with Student Scholarships and Grants

>> Feb 18, 2012

There is nothing unusual that students are often required to owe debts to continue their education; especially higher-education. A recent survey on American college students has revealed that about 75% of the respondents are in extreme debt. Moreover, debt settlement advice can’t help them getting out of student debt. Therefore they need to look for some alternatives to owe a debt.

College students are snowed under high interest debts
America’s expensive education system is the main reason that thousands of students are knee-deep in debt. Present economic downturn has major contribution in creating such an alarming situation. Rising tuition fees also have responsibility towards the situation. Although, federal government is trying to reform the system, especially at the primary level, yet there is no effective reformation at the college level. Therefore, students need to borrow money to study further.

Ways to get out of besieged student debt
The only feasible solution that may help students continue their studies is getting scholarships and education grants. Scholarships or educational grants are the financial aid given to the students to continue with their education. Students are often awarded with scholarships for various reasons. Whether studying online or on-campus, a student is always entitled to apply for a scholarship or an educational grant; provided he has to meet certain eligibility criteria.

Who offer scholarships or grants?

Most colleges in America offer scholarships and grants to the eligible students. Federal government offers educational aid to the qualified students from every part of the country. Every U.S. state has its own fund to help students from the respective state, through scholarships or grants. There are some private organizations that also offer educational aid to the students across the country. Still thousands of students remain in debt, because every student is not eligible for getting a scholarship.

How to apply for a scholarship
The eligibility criteria for each scholarship differ from the other. Some scholarships and grants require the students submit essays; some require the student to serve for the community or take part in different activities. However, there are a number of educational grants that are available only to the talented and meritorious students. Students need to visit official websites of the institutes or organizations that offer grants and know about the eligibility criteria, and apply accordingly.

Being a college student, if you owe huge student debt, get out of it as early as possible. Debt settlement USA agencies can’t help you in this matter; you have to do this by yourself. Try to get a scholarship or grant, so that you can continue your education without a new debt.

2 komentar:

BlogS of Hariyanto February 18, 2012 at 12:46 PM  

bagi anak didik yang secara realita tidak mampu secara ekonomi..maka scholarship itu sangat berarti bagi mereka..meskipun jumlahnya kecil :-)

kamlesh Gupta August 27, 2013 at 6:04 PM  

Great article! I had been thinking of foreign education and was worried seeing the cost of education in the universities. Thanks for giving me this bright idea. I will certainly apply for a scholarship now.

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